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SISTEM PENDUKUNG KEPUTUSAN
MENGGUNAKAN SATISFICING MODEL
UNTUK PEMINJAMAN DANA USAHA
PADA BANK X

Luciana Embarsari Setiawan
Fakultas Pedidikan Matematika dan Ilmu Pengetahuan Alam,
Jurusan Ilmu Komputer, Universitas Pedidikan Indonesia
e-mail : luciana.embarsari.s@gmail.com

ABSTRAK :
Dalam penulisan karya tulis ini saya akan membahas simulasi sebuah sistem pendukung keputusan menggunakan Satisficing Model untuk peminjaman dana usaha. Satisficing Model merupakan salah satu model pengambilan keputusan. Satisficing Model mengambil keputusan dengan rasional terbatas, yaitu menyederhanakan model dengan mengambil inti masalah tanpa melibatkan seluruh masalah. Sistem akan memberikan alternatif jumlah dana yang bisa dipinjam oleh calon peminjam dana.
Kata Kunci :
Satisficing Model, sistem pendukung keputusan

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source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf

Abstract
At frst assessment was dedicated to Puskowanjati on her 50th anniversary on March, 1, 2009 in implementing mutual liability system. Mutual liability system is a phenomenal system, because it was successful in uniting women and house wives into cooperative organization.
In the frame of revealing a part of some factors that infuenced the success of the system concerned, this assessment was done by using psychological variables and especially psychosocial one. The result was signifcantly interesting to be a thinking material in the process of cooperative promotion and development in the future time.

source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf

Abstract
Assessment on interrelation of secondary cooperative with primary cooperative of their member is aimed at: a). To identify the interrelationship among provincial level secondary cooperative with the primary cooperative of their member. b). To identify the interrelationship based on functional group implemented by secondary cooperative to primary cooperative of their member.
This assessment were done in 8 with the objects of secondary and primary cooperative of their member. Sample was determined by using purposive sampling. The result of the data analysis shows that: a). From the point of view of the implementation of all the vertical integration function of secondary cooperatives interrelated with the primary cooperatives of their member. This interrelationship is signifcant and real, but it has a weak level of interrelationship. b). From the aspect of the implementation of vertical integration functions group of each institusional functions, business functions and supporting functions, the secondary cooperative is interrelated with primary cooperatives of their members. This interrelationship is also signifcant or real, but the level of interrelationship is still weak.
This assessment suggests so that the level of interrelationship between secondary cooperative with the primary cooperative ot their member could become stronger then capacity building, through training, extension, socialization, empowerment of cooperative principles, and techniques should be increased.

source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf

Study aim to: a) to measure the impact of MSMEs, product marketing promotion, b) to know problems faced and dominant factors which are infuencing the effective product marketing promotion of MSMEs, and also c) to know most effcient and effective promotion program to support development of MSMEs,.
Some problems which often arise and lessen effective promotion is: a) the minim of socialization, b) partial planning, c) the lack of location information with the product especially related to product demand and goods to be promoted and also; d) time management with product demand fuctuation.
Promotion affect positively to 1) Improvement of proft and omset of MSMEs, posed at from the increasing of proft mean, having the character of quadratic to improvement of omset, 2) The labor absorption improvement, 3) Improvement of production technology, 4). System management improvement. Result of four activities (as ranked) 1) Trading Board 2) Meeting Business, 3) Exhibition and 4) Mission Trade.

source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf
Institution is ”an organizational system which can control on resources”. Institutional has characteristic among others are: a) Yurisdiction border which determine who and what is encompassed in the system and related to authority limit and power; b) Intellectual property rights. This feature refers to the defnite of right and obligation regulated by the law, custom/tradition and / or consensus. Clarifcation of intellectual property right in the institution is as strength resource of development participant in developing access and control on the traffc and allocation of resources. The other characteristic is c) Representation regulation which can make sure who is entitle towards something in every process of decision making.
Revolving fund for traditional market development through cooperative is government fund derives for state budget of The State Ministry of Cooperatives and SMEs which was distributed to cooperative to develop traditional market by cooperative and from then on lend it to the members unders revolving fund scheme among cooperatives.

source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf
Abstract
Sondakh dan Hafz (1987), Birowo and Lukman Sutrisno (1994), cautioned that most of Micro, Small and Medium Enterprises (MSMEs) (80,75%) depended upon nonformal fnancial resources and private in implementing their business activities. This condition as a consequence of unparticipated formal credit institutions. To overcome the problem, the government has done several credit programmes during the last four decades but the effectiveness of those programmes were still asked after up to the end of 2007. The result of the assessment by The State Ministry of Cooperatives and SMEs in 2006, said that enforcement support programme which were done since 2000 it was only 4,63% accessible by micro and small enterprises. From the result of this assessment, it was found that capital structure of micro enterprises 15,75% were from own/internal capital, 11,6% from government’s loan, 9,20% from bank and non-bank loan, 56,70% from capital owner/private money lender and the rest 6,75% were from among family and neighbour This condition still shows the dominant role of private money lenders and capital owner in supporting business survival of micro enterprises.

source : http://www.smecda.com/kajian/files/Jurnal_Vol_4_2009/Jurnal_isi%20ok.pdf
Abstract
Objective of the activity is to compare Savings and Loan Cooperative (SLC) and Credit Cooperative (CC) in implementing cooperative basic principle. The result of the assessment showed that: 1) There is a difference between SLC and CC in implementing cooperative principles. The difference lays on determining member requirements on the frst cooperative principle: a) The implementation of education on the ffth cooperative principle, b) Cooperation horizontal and vertical and interlending implementation on the sixth cooperative principle, c) Obligation of to pay tax on the sevent cooperative principle. 2) What’s really at the bottom of that (CC) is better in implementing cooperation principles: a) Members are the owner of cooperative should be serviced well, b) Education is a facility to increase the capability and cooperative motivation, c) Cooperation among CC is an instrument of helping each other among CC and resource of business increase in rendering service to the members, d) CC has a clear promotional operational standard.
Suggestion which is proposed in line with the conclusion above mentioned: 1) LSC should make members requirement which are more operational so that member of LSC will be more selective on its quality. 2) Education to members and management of SLC should be conducted regularly and consistence, 3) SLC is necessary to conduct horizontal and vertical cooperation and implements fnancial interlending, 4) SLC is necessary to establish secondary level of SLC in the district level or for some primary SLC’s which the function to coordinate the interests of SLC’s in the area of business and fnance, 5) SLC is necessary to prepare implementation of operational standard for SLC like CC.